The products and services described in this web site are available only in New Zealand. Also, the information contained in this web site should not be regarded as promoting any product or service other than those offered by ANZ National Bank Limited in New Zealand. The information contained in this web site has been prepared under New Zealand law for the supply of these products and services in New Zealand only. ANZ National Bank Limited does not accept responsibility for the compliance of this information with the laws of any other country. Accordingly, the information is not directed at persons in any other country and should not be relied upon by persons in any country other than New Zealand.

If you plan to emigrate to New Zealand, you will be able to obtain further information about ANZ National Bank Limited products and services upon your arrival.

ANZ National Bank Limited holds all copyright and other intellectual property rights in this web site and reserves all rights, save as provided in this disclaimer. You may electronically reproduce and store the contents of this web site solely for the purposes of viewing this web site, or saving web site content, for your own personal use. You may not display or distribute the content of any of these pages in public or where the content is accessible to the public, including any reproduction in any form on the Internet, without permission from ANZ National Bank Limited.

Any infringement of ANZ National Bank Limited's intellectual property rights will be fully enforced under New Zealand law.

Please do not create a link to any of the pages on this web site without the prior permission of ANZ National Bank Limited. If you do create a link to any of the pages on our web site, you acknowledge that you are responsible for all direct or indirect consequences of the link, and you indemnify ANZ National Bank Limited for all loss, damage, liability, costs or expense arising from or in connection with the link.

If you wish to create a link to any of the pages on this web site, please contact us.

Hypertext Links which ANZ National Bank Limited provides on this web site to other Internet resources are not investigated or monitored by ANZ National Bank Limited. Accordingly, the content, timeliness, opinions and Hypertext Links found on Internet resources to which we provide Hypertext Links are also not investigated or monitored by ANZ National Bank Limited.

The calculators and other interactive tools which may be used on this web site from time to time are intended to be illustrative only. ANZ National Bank Limited does not represent or warrant the accuracy, adequacy or completeness of any information provided by those calculators and product selector tools. Please consult an ANZ National Bank Limited staff member either before selecting a product or service or acting on the basis of information provided by these tools.

While ANZ National Bank Limited has taken every care to ensure that the information contained on this web site is complete and accurate, it does not represent or warrant the accuracy or completeness of any information on this web site or that this information is suitable for your intended use. ANZ National Bank Limited accepts no responsibility or liability arising from or in connection with your use of this web site and the information contained on it. Also, no information on this web site is intended to constitute an offer to enter into any transaction or relationship, the promotion of any product or service other than those offered by ANZ National Bank Limited in New Zealand, or to provide the basis of any credit. Please consult an ANZ National Bank Limited staff member before selecting a product or service or acting on the basis of information provided by this web site.

ANZ National Bank Limited will endeavour to keep this web site as up-to-date as possible, but all information contained on our web site is subject to change. All information is current at the time of publication, but if you are unsure of the timeliness of any information, please consult an ANZ National Bank Limited staff member before proceeding.

Information transmitted over the Internet is inherently insecure. However, once ANZ National Bank Limited receives any personal information from you, ANZ National Bank Limited will hold that information securely and will only use it to provide information to you and for statistical purposes. You may access personal information held by ANZ National Bank Limited by making an enquiry at any branch, and request correction of any errors in that information. A fee will usually be payable.

A current Disclosure Statement published by ANZ National Bank Limited may be requested from any branch or agency of ANZ.

While this web site may be maintained by a third party on behalf of ANZ National Bank Limited, all information included on this web site is prepared by ANZ National Bank Limited. All products and services described on this web site are offered by ANZ National Bank Limited, and ANZ National Bank Limited is responsible for the material contained on this web site.

This web site is governed by, and is to be interpreted consistently with, New Zealand law.