Limits, fees and charges
Limits
Limits Table
Amount
Maximum load per day
$ 20,000
Maximum number of loads per day
20
Maximum Total Balance
$ 20,000
Daily EFTPOS maximum
$ 4,000
Daily ATM maximum
$ 2,000
Please note: Daily limits reset at midnight ( NZ time)
Fees and charges
Monthly fees
For each card there's a monthly fee of $2.00. This is charged every month from the date you first activated your card. All fees listed below, including international transactions are in NZ dollars and are per transaction.
For each card there's a monthly fee of $2.00. This is charged every month from the date you first activated your card. All fees listed below, including international transactions are in NZ dollars and are per transaction.
Service Fees
Cash Withdrawals
Amount
All ATMs
$3
All Branches
$3
Mobile text requests and Alerts
Amount
Mobile text requests and Alerts^
No Charge
Other Fees
Amount
Currency conversion fee
(applies to foreign currency transactions)
(applies to foreign currency transactions)
2.5% of the $NZ amount
Dispute handling fee
$15
^ Does not include additional charges by third parties that the National Bank has no control over e.g. usual text message cost charged by your mobile phone provider, or fees charged by ATM operators or other banks.